If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Resources & Tools

Retirement Calculators

How do you know if you have enough money saved for retirement?

This can be a tricky question and it depends on what type of lifestyle you want or are expecting to have. Use our financial calculator to determine if your nest egg is big enough to retire.

Below are some other resources and calculators to help you financially navigate retirement:

If you do have investments (a 401(k), IRA, or pension plan), the best thing to do is speak with a financial advisor or your plan administrator. Keep in mind that the rule of thumb for a traditional IRA is that you MUST start making withdrawals at age 59 ½. The IRA administrator can calculate how much your minimum withdrawal will need to be and it will have tax consequences. If you have a Roth IRA, you can contribute to it as long as you are still working and making earned income. Although there are no tax benefits or deductions, you do not have to pay taxes on your withdrawals after age 59 ½.

For more information and advice on free financial planning, please visit Aging Care’s tips on financial planning and Simply Senior’s financial advice for seniors.

If you are having trouble balancing your budget, contact ACCC for help. When you contact our approved credit counseling agency, a certified credit advisor will help you evaluate your current financial situation and provide you with personalized solutions based on your goals.


Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

CreditU Apple App Store
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