ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Bankruptcy

Pre-Bankruptcy Client

Post-Bankruptcy Client

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started

Wait!

You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.

Yes

Resources & Tools

How To Read Your Credit Report

Consumers need to pay attention to their credit reports, even if they do not have any debt. By going through your credit report, you can search for any red flags, such as incorrect information or credit inquiries that weren’t authorized.

ACCC offers advice on how to read credit reports:

1. Personal information

Confirm that all the personal information, including your name, address, social security number, and date of birth are accurate.

2. Credit history

Review thoroughly the credit history section! It includes credit card accounts, loan accounts, remaining loan balances, late payments, and any accounts that have been sent to collections.

2. Negative information

This section contains a list of accounts that have not been paid, as well as public records. If there is any inaccurate negative information listed, get this fixed immediately!

4. Credit inquiries

This lists every time someone has requested your credit report, both hard and soft inquiries. Hard inquiries can have a small negative impact on your credit score.

5. Follow up with any inaccuracies

Clear up any mistakes as soon as possible. Send the agency with the error a letter explaining the situation along with documents or proof of the mistake.

For more information on credit reports visit: www.consumercredit.com or call us at 800-769-3571.

Dev Tool:

Request: debt-resources-tools/videos/informational-videos/how-to-read-your-credit-report
Matched Rewrite Rule: debt-resources-tools/([^/]+)/([^/]+)/([^/]+)/?$
Matched Rewrite Query: debt_resources_category=videos/informational-videos&debt-resources=how-to-read-your-credit-report
Loaded Template: single-debt-resources.php