If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


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Debt Management Program

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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Debt Management Credit Counseling

Debt management credit counseling can help you get out of debt faster.

When you’re having trouble paying down your debt, debt management credit counseling can help.

Debt management credit counseling offers an effective way of managing your debt and paying it off as quickly as possible. Rather than choosing bankruptcy which can damage your credit rating, or an online debt consolidation plan which requires taking out a new loan, debt management credit counseling helps you put together a budget and plan to pay down your debt over time – and then helps you stick to it.

The most important thing in choosing a credit counseling service or a debt management service is finding an agency you can trust – preferably a nonprofit that’s dedicated to your financial well-being rather than to making a profit. That’s why so many individuals and families turn to credit debt counseling from American Consumer Credit Counseling (ACCC).

Debt management credit counseling from ACCC.

ACCC is a nonprofit agency that has been helping consumers find their way out of debt since 1991. Today, we offer free credit counseling and a debt management program with fees that are among the lowest in the industry.

When you come to ACCC for debt management credit counseling, your first session is free of charge. At that time, our highly trained credit counselors will analyze your current situation and provide a list of options to help you get out of debt and achieve your financial goals. If a debt management plan makes sense, we’ll help you enroll and we’ll walk you through every step of the program.

In addition to debt management credit counseling, our credit counselors can answer questions about options for handling debt, such as “What are the pros and cons of debt settlement?” and is “Debt consolidation: good or bad?” And we can direct you to a wealth of educational resources on our website that can help you learn to manage money more effectively.

How ACCC’s debt management credit counseling works.

Debt management credit counseling at ACCC involves creating a plan to pay off your debt and a manageable budget you can live with while you’re on the road to a debt-free future.

Our debt management credit counseling service also includes proposals to your creditors to lower monthly interest rates, to re-age your accounts or to accept a lower monthly payment. Once your creditors have responded, our debt management credit counseling specialists set up an account where you’ll make one monthly payment and we’ll take care of paying all of your credit cards bills from that account. Not only will you be able to simplify your finances and reduce your stress, but we’ll help to make sure your bills are paid on time each month and enable you to get out of debt faster.

Learn more about debt management credit counseling and ACCC.

See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards

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