If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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First home buyers course

A first home buyers course demystifies the home-buying process.

When you’re thinking about buying a property for the first time, a first home buyers course can save you money and help you make smarter choices on the biggest financial decision of your life.

Buying a house for the first time can be incredibly confusing. There are so many steps in the process and so many mortgage products to choose from. It can be hard for first time house buyers to decide which type of loan makes the most sense, how much money to put down and how much mortgage is affordable. A first time home buyer guide will break down all the concepts, terminology, products and processes so you can take the leap into the housing market with confidence.

A first home buyers course is also important if you want to qualify for federal programs offering low-interest loans. You’ll learn about all the government programs and options that may be available to you. And once you complete a qualified first home buyers course, you’ll get the certificate that is required by a variety of special lending programs.

Take a first home buyers course with ACCC.

When you’re ready to take a first home buyers course, consider the courses available from American Consumer Credit Counseling (ACCC). We are a nonprofit organization dedicated to providing free credit counseling, financial education and debt management programs to consumers nationwide.

Our housing counseling services include individual counseling and workshops to help consumers prepare for owning a home. Our certified counselors provide helpful advice for first time buyers, including how to budget for a mortgage payment, how to save for a down payment and how to address credit issues that may affect mortgage financing.

With a first home buyers course with ACCC, you’ll get all the information you need to manage the home buying process with greater ease and confidence.

Why choose ACCC for your first home buyers course?

Our in-person and online home buyers course offerings are affordable, user-friendly and designed to be completed in just a few hours. Our first home buyers course provides:

  • An easy-to-understand breakdown of the homebuying process.
  • Help for first time buyers in finding and applying for federal low-interest loans.
  • Information about different mortgage products and help to determine which kind of mortgage is best suited to your financial situation.
  • Details about how credit scores affect the mortgage process and how you can maintain or improve your score.
  • Help to understand how large a mortgage you can afford and how to set a budget to manage your mortgage payments.

Learn more about a first home buyers course with ACCC.

See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards

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