Skip to Content

How to Get out of Debt Fast

Want to know how to get out of debt fast?

Consumers who find themselves with too much credit card debt often want to know how to get out of debt fast. Living with debt puts constant stress on your life -- you never know if you can make your payments this month, and you feel guilty about spending money on things other than your debt payments. But there's no real secret for how to get out of debt fast. Unless you come into a pile of money through inheritance or winning the lottery, it takes discipline, persistence, and a solid plan to pay off credit card debt quickly.

For anyone who wants to understand how to get out of debt fast, American Consumer Credit Counseling (ACCC) provides free credit counseling and debt relief assistance that can help you get out of debt more quickly – usually within five years. Contact us today for a free session with a professional credit counselor who can answer your questions about how to get out of debt fast and help you make a plan.

Let ACCC show you how to get out of debt fast.

There are many companies out there who will promise to show you how to get out of debt fast. But many of these agencies will charge a lot of money for their help, which actually makes it harder to get out of debt fast. At ACCC, we're a non-profit agency dedicated to showing you how to get out of credit card debt. For over 22 years we've helped tens of thousands of people just like you. Our professionally trained and independently certified credit counselors can show you the best options for how to get out of debt fast, how to manage your money more effectively, and how get out of debt schemes offered by other companies may actually put you deeper in debt.

How to get out of debt fast with a debt management program.

While there's no magic bullet for how to get out of debt fast, a debt management program from ACCC can help with getting out of credit card debt more quickly. After looking at your financial picture and helping you develop a budget, our counselors may suggest a debt management program that consolidates your monthly payments to credit card companies into a single payment to ACCC. We'll then pay your creditors on your behalf, working with them to try to secure reductions in finance charges, interest rates, late fees and over-limit fees. With just one payment to make each month, you'll find it easier and less stressful to manage your money. And by eliminating extra fees, we can help you potentially save thousands of dollars, settling credit card debt more quickly.

American Consumer Credit Counseling (ACCC) is a nonprofit organization providing free credit counseling and debt settlement advice along with low-cost services to consumers interested in eliminating debt or negotiating credit card settlement. Our certified counselors help consumers understand the benefits of bankruptcy versus debt settlement and provide resources to help reduce or settle credit card debt most effectively. We can explain how debt settlement companies work and outline the debt settlement credit score impact and provide details about alternative ways to settle debt. Through credit counseling, consumers can get answers to questions like “How does debt settlement affect my credit?” and “Is debt settlement bad?” and learn how to settle credit card debt without damaging credit ratings.

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member