If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Nonprofit credit counseling

Tackle your debt problems with nonprofit credit counseling.

When you feel weighed down by too much debt, a nonprofit credit counseling session can help you make a plan to successfully pay down your debt and live debt-free in the future.

Debt is a problem that affects many individuals and families throughout the country. Living with debt is difficult, and the stress of never having enough money to pay down your bills can create a lot of anxiety. Nonprofit credit counseling services are designed to provide credit solutions, helpful advice and financial education that to help you manage money more effectively and find your way out of debt.

When seeking credit debt counseling, it can be hard to know who to trust. There are a large number of companies offering many ways to escape debt. Some offer debt management credit counseling while others propose to help you with a debt consolidation plan or debt negotiation. While many of these agencies are legitimate, others are more interested in their own bottom line than helping you solve your debt problem.

That’s why, when looking for help to manage and eliminate debt, many consumers prefer a nonprofit credit counseling agency like American Consumer Credit Counseling (ACCC).

ACCC: a leading provider of nonprofit credit counseling.

Since 1991, ACCC has provided nonprofit credit counseling with free counseling sessions and low-cost debt management services. Our mission is to help you take back control of your finances and make a realistic plan for getting out of debt.

With ACCC, you can:

  • Get nonprofit credit counseling from financial experts with years of experience helping people reduce and eliminate debt.
  • Save money – your credit counseling sessions at ACCC are always free and because we are a nonprofit organization, our fees are among the lowest in the industry.
  • Work with a reputable organization that has Certificates of Authority in all 50 states and an A+ rating from the Better Business Bureau.

What to expect with nonprofit credit counseling from ACCC.

When you seek nonprofit credit counseling from ACCC, our highly trained and certified credit counselors will work with you to document your financial situation and review all the options available to you. We’ll answer your questions about different approaches to managing debt, including debt consolidation counseling, and we’ll help you determine the right path for you. We’ll help you create a budget you can live with as you reduce your debt and we’ll be available to help you every step of the way on your journey to a debt-free future.

In addition to nonprofit credit counseling, we offer debt management services, housing counseling, and bankruptcy counseling, including the mandatory pre filing credit counseling.

Learn more about ACCC and nonprofit credit counseling.

See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards

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