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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Credit debt counseling

Solving your financial problems with credit debt counseling.

When you feel weighed down by debt and want to find a way to live debt-free, credit debt counseling can provide you with helpful advice and practical solutions for managing, reducing and eliminating debt for good.

A credit debt counseling service provides access to debt counselors who will evaluate your financial situation and help you make a plan for paying down your debt. There are many strategies for dealing with debt, including debt settlement negotiation, debt management, debt consolidation services and even bankruptcy. A credit debt counseling agency can help you understand how each approach works, and what the benefits or drawbacks are applicable to you.

When you choose an agency for credit debt counseling, it’s important to keep in mind that some credit counseling agencies may be more interested in maximizing profits from your debt than in helping you escape it. That’s why so many consumers turn to nonprofit credit debt counseling services like American Consumer Credit Counseling (ACCC).

ACCC: free credit debt counseling and low-cost financial services.

At ACCC, our mission is to help consumers take control of their finances and find the most effective strategy for eliminating debt. As a nonprofit organization, we offer free credit debt counseling. Your credit counseling sessions at ACCC are always free with no strings attached. We are also able to offer low-cost debt management and other financial services with fees that are among the lowest in the industry. Most importantly, our nonprofit status means that our priority is your financial future, rather than making a profit for ourselves.

When you come to ACCC for credit debt counseling, our highly experienced counselors will help you evaluate your situation and explore personalized options for getting out of debt. We can answer questions about the pros and cons of a debt management versus a debt consolidation plan, and help you understand what life after bankruptcy would look like. Ultimately, our goal is to help you make a plan to get out of debt that works with your budget and your financial goals.

Advantages of credit debt counseling from ACCC.

ACCC’s credit debt counseling enables you to:

  • Get helpful advice from experienced debt counselors. With years’ experience, we are experts at helping consumers find the best path out of debt.
  • Save money with free credit debt counseling and low-cost financial services.
  • Enjoy superior customer service from certified counselors who are compassionate and dedicated to helping you solve your debt issues.
  • Communicate by phone or in person – our counselors are available six days a week to start you on the path to a debt-free future.

Learn more about ACCC and credit debt counseling and debt consolidation counseling.

See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards
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