If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

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Debt Management Program

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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Reverse mortgage information

For reverse mortgage information, consult an approved provider.

There are a lot of companies advertising reverse mortgage solutions on TV and in magazines, but it can be hard to get solid reverse mortgage information. Many of the companies advertising reverse mortgage products are looking to profit by getting you to take out a loan, and they may not be the best source for giving you impartial reverse mortgage information.

Many additional reverse mortgage offers are actually scams – people trying to swindle you out of your life savings or your home. A great number of seniors fall prey to bad reverse mortgage information each year.

Reverse mortgages offer many benefits and can be a great financial solution for homeowners 62 years of age or older, but it’s important to review comprehensive reverse mortgage information before you decide to take this step. When you want to get honest and straightforward reverse mortgage info, consult the certified housing counselors at American Consumer Credit Counseling (ACCC).

ACCC: a trusted source for reverse mortgage information

ACCC is a nonprofit organization with a mission of helping consumers to achieve financial health through education, counseling and financial services. In addition to free credit counseling and low-cost debt management services, ACCC offers reverse mortgage counseling sessions that provides helpful reverse mortgage information along with the certification required for certain reverse mortgage products.

While the specifics of most reverse mortgages are the same, there are several different kinds of reverse mortgage products. The most common is the Home Equity Conversion Mortgage, or HECM, which is a reverse mortgage solution issued by a private lender and insured by the federal government.

To apply for an HECM loan, homeowners must complete a reverse mortgage counseling session with an approved provider like ACCC.

Reverse mortgage information provided by ACCC

When you come to ACCC for reverse mortgage information counseling, you’ll learn a lot about how this mortgage product can help to provide independence, security and control as you grow older. You’ll get answers to questions like “How do reverse mortgages work?” and “What’s the difference between a reverse mortgage and a bank home equity loan?” And you’ll get reverse mortgage information about the many advantages of this unique product:

  • No monthly payments are due for as long as the homeowner lives in the home.
  • You control how much or how little money you want to take out of your home equity.
  • Your heirs will still inherit the home and the remaining equity after the balance of the reverse mortgage is paid off.

Learn more about getting reverse mortgage information and counseling from ACCC, or if you are looking at buying a home you can find information about a home buyers course which will provide a wealth of information and home buying tips for first-time buyers and experienced buyers alike.

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