If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started


You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.


5 Cheap Fall Decor Ideas from Pinterest

Fall is in full swing! Is your home lacking the seasonal fun that you want it to have? Are you currently in debt management? DIY projects could be your answer. Here are 5 fall decor ideas from Pinterest you can make or put together yourself.

ACCC hopes you enjoy these fall decor ideas!

ACCC hopes you enjoy these fall decor ideas!

Ways to Help Your Decor Budget Stretch

Pinterest has a ton of lovely inspiration for fall decor. Unfortunately, it can take a decent amount of investment to recreate said looks. However, there are several ways to help your budget stretch! Stay focused on getting rid of debt rather than overspending on decor items.

Check out a few ways to help your decor budget:

  • Wait a few more weeks and check out clearance.
  • Buy seasonal pillow covers instead of entire pillows.
  • Decorate one small area, not the entire house.
  • Check yard sales and thrift shops for fall decorations.
  • Sell a few odds and ends around the house to create a budget or add to the total.
  • Consider a chalkboard that you can draw on for each season or occasion rather than switching it out every time.
  • Dry your own flowers and use as part of a harvest motif.

Every dollar counts when you are managing debt. It’s hard to wait on things you want, but you will thank yourself later on when you’re debt free!

5 DIY Fall Decor Ideas from Pinterest

ACCC has an entire Pinterest board dedicated to DIY & Decorating on a Dime. Here are 5 DIY decor ideas that might inspire you!

Hopefully, these tips and Pinterest ideas can get your home to where it needs to be without consumer debt. Take your time, make things and enjoy the season!

If you’re struggling to pay off debt, ACCC can help. Sign up for a free credit counseling session today!


Michelle is a regular contributor to Talking Cents. She has taken several financial courses on debt management and is ready to circulate what she has learned from them as well as lessons from her own life- family to DIY projects to student loan debt.

View all author posts →


Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

CreditU Apple App Store
Dev Tool:

Request: blog/5-cheap-fall-decor-ideas-from-pinterest
Matched Rewrite Rule: blog/([^/]+)/?$
Matched Rewrite Query: post_type=post&name=5-cheap-fall-decor-ideas-from-pinterest
Loaded Template: single.php