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Good Money Moves For Better Finances

Making good money moves for better finances is essential for your financial fitness. When it comes to your finances, you can’t take a passive role and expect your money situation to get better on its own. Taking an active role and being conscious of each of your money moves is important! This enables the best debt management practices.

Try these good money moves for better finances.

Try these good money moves for better finances.

Good Money Moves for Better Finances

Take account of all your debt:

Get a complete picture of all your debt. Knowing how much you owe will help managing debt in a more structured manner. More often than not, people tend to underestimate the overall debt they have. Therefore, taking account of all of your debt is the first step to good money moves for better finances.

Watch your credit:

When it comes to good money moves for better finances, your credit takes a very important place. Rebuilding credit if it needs work is where you should start. If you are already in good credit standing, keep up the good work! Pay your bills on time and don’t miss your payments. Work towards building an emergency fund if for some reason your debt management program goes south. Keep a watch on your credit rating regularly.

Take stock of your income and expenses:

The next good money move for better finances is awareness. Take note of each and every one of your monthly expenses. You have to have an idea of how much you spend including paying off your consumer debt. Don’t forget those cups of coffee and gas bills. Then compare your expenses with your income to see if you have any left. If you don’t then it is time to make some adjustments. If it does, then let’s work out a plan for your savings.

Cut back to save:

So, you took stock of your budget. Now you know you have to cut back to save money. You know exactly what you spend and where. First look into and see if you can cut back on your entertainment budget or monthly cable bills. If cutting back is not an option, you can look into getting a second job for extra income.

If you’re struggling to pay off debt, ACCC can help. Schedule a free credit counseling session with us today. 


Dilini is a Marketing Communications & Programs Associate at ACCC. To anyone, managing finances can be a real challenge! Any tips and tricks to help get through this are great! Dilini will share her experiences, tips, and tricks along the way through the Talking Cents blog. Stay tuned!

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