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Holiday Saving Tips Part 1

Turkey day has come and gone and now it’s time for the busiest holiday of the year to begin. You know what that means… spending, spending, and you guessed it… more spending. With all of the presents to buy, food to prepare and gas to fill your tank (To drive all the way to Uncle Bob’s house), you’ve got a lot weighing down on your wallet. But have no fear because we have some tips that will help your wallet fight back against overspending during the holidays. With our credit counseling tips for holiday saving, you won’t end up with credit card debt.

Our credit counseling advice is to really consider your purchases ahead of time.

Our credit counseling advice is to really consider your purchases ahead of time.

Saving on the Electronics During the Holiday

If you got a hold of some of the huge discounts on electronics during Black Friday, you saved quite a bit. But for those of you who didn’t I’m sure you have someone on your holiday shopping list who is looking for an electronic of some sort whether it’s a XBOX 360,  3D TVs, an Iphone, Ipad etc.

According to ChinaDaily.com, An all-time high of 226 million Americans flocked to stores and websites over the Black Friday holiday weekend, spending an estimated $52.4 billion!

Unfortunately, these electronics are will cost you a pretty penny with the Iphone 4s running above $400.00, 3D TVs over $500.00, and the Itouch 8gig at $250.00. There is a way around these expensive price tags though, and that’s by purchasing the older versions/models of these electronics. Because there isn’t much difference between the newest model and last year’s model, you might as well save yourself some money (which will also help you stick to your holiday budget). Example:

Iphone Comparison

  • Iphone 4 (Old Model)

Price Range $99.00

  • Iphone 4S (Latest Model)

Price Range $199 – $399.99

The only major differences between the 4S and the 4 are that the 4s has faster network speed, higher screen resolution and a slightly better battery life. Other than that they are almost identical.

TV Comparison

  • A reputable brand 40 inch flat screen television

Price Range $500.00 – $600.00

  • A reputable brand 40 inch 3D flat screen television

Price Range $700.00 – $1,000.00

This doesn’t include the cost of extra 3D glasses which can run you an extra $40.00 or more per pair

Is it really worth spending the extra $200.00 or $300.00 for the 3D capability?

If you’re struggling to pay off debt, schedule a free credit counseling session with us today.


Andi is a Marketing Assistant at ACCC. He is passionate about supporting financial literacy efforts and helping to educate people on the Talking Cents blog!

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