If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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InfoGraphic: Student Guide to Credit Cards

50% of college students have four or more credit cards. That’s more than any responsible person needs. Many students use cards to either live beyond their means (which is against our credit counseling advice) or pay for tuition and other education expenses. But when bills aren’t paid in full every month, the cost of education becomes even higher than it already is.

American Consumer Credit Counseling wants students to be educated on credit cards.

American Consumer Credit Counseling wants students to be educated on credit cards.

The average graduating senior holds credit card debt of $4,100 – a 70% increase from 2004. Here is an excellent visual guide to help students understand credit cards, and decide if and how to use them.  Courtesy of CreditDonkey.

Infographic: Student Credit Cards
Courtesy of: CreditDonkey

If you’re struggling to pay off debt, ACCC can help. Schedule a free credit counseling session with us today. 


Andi is a Marketing Assistant at ACCC. He is passionate about supporting financial literacy efforts and helping to educate people on the Talking Cents blog!

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