Managing multiple creditors when working on debt management is stressful. Staying organized with paperwork, deadlines, due dates each month is a lot of work. This is where a personal debt consolidation program with ACCC can help you!
How ACCC’s Personal Debt Consolidation Program Work
How does debt consolidation work with ACCC? First, a certified counselor from ACCC will assess your current debts and bills. This helps create a manageable budget for you. Once you establish a budget, and if you are a viable candidate, your counselor will provide you with debt consolidation information. If you do go ahead with the personal debt consolidation program, also known as a debt management program, ACCC will work out a plan with your creditors. In the program, you will make one monthly payment to ACCC and we pay each of your creditors on your behalf.
Benefits of a Personal Debt Consolidation Program
- Under the personal debt consolidation plan, your monthly financial obligations will be greatly simplified. This will make it easier for you to budget and stay on top of your payments.
- In many cases, creditors participating in the ACCC debt consolidation program will agree to lower interest rates and to waive existing late fees and over-limit fees. This can have the effect of lowering your monthly payments and reducing the time it takes you to become debt-free.
- In combination with the debt consolidation program, we offer expert debt advice and educational resources. This will help you stay on the path to a debt-free future.
- Compared to most debt relief companies, ACCC has very low fees.
If you’re struggling to pay off debt, ACCC can help. Schedule a free credit counseling session with us today.