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Simplify Your Finances For 2020

It is almost Thanksgiving and, before we know it, Christmas and then another new year! Therefore, our credit counseling advice is to revisit your money management efforts before you go into the new year. Let’s look at how to simplify your finances for 2020.

Simplify your finances to tackle debt.

Simplify your finances to tackle debt.

Tips to Simplify Your Finances for 2020

Eliminate the Unnecessary Now

With your financial resolutions set for 2019 you may have started a certain hobbies or small business. Maybe these ventures didn’t go as planned. It may very well have added up to your consumer debt. As a first step, it is a good idea to let these go and start fresh.

Set Up a Solid Savings Plan

It is not as easy as we think to commit to savings. As life evolves, you have even more responsibilities and financial obligations. Setting up a savings goal and automating your contributions is a good first step. Set up a weekly, bi-weekly or monthly transfer into an account to start the process. Start small and gradually improve your efforts. This is a great tip to simplify your finances for 2020.

Continue to Review What You Spend

Managing your personal finances is an ongoing process. Reviewing your finances on a regular basis is crucial to simplify your finances in 2020. Re-look at what expenses you can eliminate this year and possibly add these to your potential savings. Finally, look at your credit card spending and see if you would need help with credit in the new year.

If you are seeking assistance with managing debt or budgeting, sign up for a free credit counseling session with us today. 


Dilini is a Marketing Communications & Programs Associate at ACCC. To anyone, managing finances can be a real challenge! Any tips and tricks to help get through this are great! Dilini will share her experiences, tips, and tricks along the way through the Talking Cents blog. Stay tuned!

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