ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Bankruptcy

Pre-Bankruptcy Client

Post-Bankruptcy Client

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started

Wait!

You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.

Yes

Tuesday Tip: Don’t Go Shopping if You Don’t Need Anything

tuesday tipWhether walking through the mall or just surfing around the internet, it’s very easy to window shop to waste time. But if you don’t need anything in particular, this can turn into an expensive practice. You’ve got time to waste, which can be nice sometimes. However, if you don’t have money to waste, then strolling through the mall or clicking around online can cost you.

Now, I don’t want to judge anyone here. I’ve certainly been guilty of window shopping and browsing online retailers to waste time. Most of the time I wind up walking away with nothing (luckily). But, occasionally, I might spend money on things I never even thought about buying before.

If you ever find yourself shopping to waste time, then refer to the 10-second rule. Take 10 seconds to consider making a purchase. If you can’t decide that you definitely need that item, then walk away. You can continue to think about it and maybe get it later. This also gives you a chance to shop for a better deal if you don’t need the item immediately.

The point is, don’t make a hobby out of shopping. If you find yourself with time to kill, find something productive that is a better investment of your time and money.

ABOUT AUTHOR / Andi

Andi is a Marketing Assistant at ACCC. He is passionate about supporting financial literacy efforts and helping to educate people on the Talking Cents blog!

View all author posts →

Dev Tool:

Request: blog/tuesday-tip-dont-go-shopping-if-you-dont-need-anything
Matched Rewrite Rule: blog/([^/]+)/?$
Matched Rewrite Query: post_type=post&name=tuesday-tip-dont-go-shopping-if-you-dont-need-anything
Loaded Template: single.php