If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Credit Advisors

How Credit Advisors Help Their Clients

Credit advisors help clients regain control of their financial affairs. Also known as credit counselors, these credit advisors assess a client’s financial situation, closely examining a client’s budget and debt problems and provide a realistic course of action Credit advisors educate clients on where to make adjustments to in their budgets, and provide them will the tools to track expenses, giving the client a clear picture of where their money is going.. For clients that are overwhelmed with unsecured debt like credit cards and collection accounts a debt management program for consolidating bills is often suggested.

Qualifications for Credit Advisors

Credit advisors working at legitimate, reputable credit counseling agencies have a thorough understanding of budget planning and using credit wisely. They also have expertise in consolidated credit.

Credit advisors become certified by passing a test that thoroughly covers these topics:

  • Basic counseling principles
  • Budgeting
  • How credit works and how to use it wisely
  • The collections process
  • Debt management and consolidation
  • Consumer rights and responsibilities
  • Filing for bankruptcy and more

ACCC’s Credit Advisors can Help You Get Your Finances on Track Again

American Consumer Credit Counseling (ACCC) is a non-profit credit counseling agency that has provided credit consulting services to thousands of clients since 1991. All of the credit advisors at ACCC are certified by an independent third party. ACCC credit advisors provide not only expertise, but also a personal touch that sets clients at ease when they’re discussing difficult topics like out-of-control debt and financial hardships. Our commitment to excellent customer service shows through our accredited membership and A+ rating with the Better Business Bureau.

Are you facing a stack of credit card bills or medical bills and asking yourself, “How can I consolidate my debt?” Are you overwhelmed and confused about the options you have available to solve your money problems? Get your finances back on track today by contacting one of our credit advisors for more information about how ACCC can help. Among other things, our credit advisors can tell you about ACCC’s debt management program which provides a simple and effective way to consolidate debt – without taking out a loan.

If your situation is severe enough that you’re considering filing for bankruptcy, ask about our credit counseling for bankruptcy. ACCC is approved by the Department of Justice to provide pre- and post-bankruptcy counseling.

See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards

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