If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

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Debt Management Program

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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Credit repair counseling

Improve your financial prospects with credit repair counseling.

When your credit rating has been damaged by failing to pay bills or carrying too much debt, credit repair counseling services can help you get control of your finances and rebuild your credit.

A strong credit rating is the key to achieving many financial goals. Your rating can affect your ability to buy a home, rent an apartment, get a car loan or even qualify for a credit card. A poor credit rating can feel like a downward spiral where you can’t qualify for things that would help you rebuild your credit.

With credit repair counseling from a reputable financial counseling services company, you can begin to turn your financial situation around. The key is choosing the right agency – the credit debt relief industry is filled with less-than-reputable companies and debt consolidators who may do you more harm than good.

When looking for credit repair counseling, it’s helpful to start with a nonprofit debt counseling agency. You’ll also want a firm that has been in business for at least seven years, that uses certified credit counselors, and that is accredited and licensed (if your state requires it).

For thousands of consumers nationwide, American Consumer Credit Counseling (ACCC) is the preferred provider of nonprofit credit repair counseling.

Credit repair counseling from ACCC.

ACCC has been providing credit repair counseling and debt management credit counseling to individuals and families since 1991. Our mission is simple: to help you take control of your finances and make a plan to live without debt in the future.

When you speak to one of our credit repair counseling experts by phone or in person, we’ll first help you to evaluate your financial situation and document your income, expenses and assets. Then we’ll walk you through all the options available to you for paying down your debt and improving your credit, based on your situation and your financial goals. As you work to get out of debt and rebuild your credit rating, our counselors will be with you every step of the way, providing support and resources to help you succeed.

Advantages of ACCC’s credit repair counseling services.

With credit repair counseling from ACCC, you get:

  • Expert advice and services from highly trained and certified counselors.
  • Free credit counseling advice as well as free financial education materials.
  • Low fees for our debt management and credit card counseling service.
  • A nonprofit credit repair counseling agency that has been in business since 1991, that has an A+ rating from the Better Business Bureau and that is licensed in every state that requires licensing.

Learn more about credit repair counseling from ACCC.

See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards

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