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Debt management center

Take control of your finances with the help of a debt management center.

Feel like you're drowning in debt? Having trouble making payments to your creditors or saving money for the future? Do you know how much debt you're really in? A debt management center may be the answer to your problems!

With a debt management center, you can get a clear picture of your finances, review your options for how to become debt free, and select the right debt management plan for your situation. The counselors at a debt management center will provide the support you need to stick with your plan, as well as financial education to help you learn to better manage your money.

For a debt management center trusted by thousands of consumers nationwide, call the professionals at American Consumer Credit Counseling (ACCC).

ACCC: a non-profit debt management center.

In an industry full of for-profit companies with schemes for eliminating debt, ACCC is a nonprofit agency dedicated to offering free credit counseling and low-cost debt management services. Our highly trained counselors are certified to provide expert credit counseling, and to help you evaluate the pros and cons of options like debt settlement services, credit card consolidation loans, balance transfers, and other approaches to managing debt.

One of the most effective strategies our debt management center offers is a debt management plan. This approach to reducing debt involves consolidating all your monthly payments into a single, easy payment to ACCC, from which we pay each of your creditors. By making one payment to a debt management center instead of multiple payments to your creditors each month, you'll be able to simplify your finances, reduce your stress, keep current on your payments, and stick to your debt management plan more easily. As part of this plan, the credit counselors at our debt management center will contact your creditors to ask for reductions in finance charges, interest rates, late fees, over-limit charges, and other amounts you owe. This enables you to pay off your debts faster – most of the clients in our debt management center are able to retire their debts within five years.

Why make us your debt management center?

Why choose ACCC as your debt management center?

  • Cost-savings: we offer free credit counseling, financial evaluation, and debt consolidation advice, as well as low-cost debt management services.
  • Experience: we have been helping consumers find the path out of debt for more than 20 years.
  • Credit rating: with our debt management plan, your credit rating won't be damaged, and you won't have to take out a new loan or meet difficult debt consolidation qualifications in order to begin paying down your debt.

American Consumer Credit Counseling (ACCC) is a not-for-profit agency that offers credit counseling, housing counseling and other financial services to individuals and consumers nationwide. ACCC also offers a home buyers class and first time home buyer guide that provide help for first time home buyers as well as consumers getting back into the real estate market. ACCC's homebuyer education course provides comprehensive education and home buying tips on everything from choosing a realtor to closing on a new home. Available online and on mobile devices, ACCC's first time home buyer course provides a certification necessary to qualify and close on certain types of mortgage loans. ACCC also offers reverse mortgage info, including details on qualifying for a reverse mortgage and answers to questions like "What is a reverse mortgage?" and "How do reverse mortgages work?"

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member