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How to handle your finances and pay the bills during a divorce

Going through a divorce is a stressful and trying time. With the divorce rate in the United States hovering around 50 percent in recent years, more and more Americans are dealing not only with the emotional toll that comes with divorce, but also the logistical challenges of splitting up.

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How you can plan and budget to save money on your summer vacation

When the weather finally starts to get warmer and people are eager to get out of the house and go on vacation, there is a need for good vacation information. With the brutal winter out of sight, more Americans are planning summer vacations than in years past. Average vacation costs—primarily due to travel—have only continued to increase year after year.

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What to do when your spouse is bad with money and finances

Marriage often means the communion of two salaries, and it can also mean the compacting of two debts, and—to an extent—an oil-and-water mix of spending habits. What do you do when your spouse is bad with money?

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How first-time home buyers can prepare for homeownership

While preparing to buy your first home, there is nothing more valuable than organization and planning. Financially, this can be scary, but with the right preparation and research, it’s very manageable. Becoming a homeowner is perhaps the most important life investment for someone to make.

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Money Lessons Every Grad Should Know

This month, as thousands of young Americans graduate from college, they will be doing so with an average of $26,500 in student debt, according to a report from the National Conference of State Legislatures. These grads will join the millions of current borrowers from prior years who collectively hold more than $1 trillion in student loan debt – more than credit cards and auto loans – to become the second biggest source of personal debt in the U.S., trailing only mortgages.

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How to Recognize and Avoid Personal Disaster

While the overall financial situation has recently improved in the United States, many Americans are still facing tough personal financial circumstances. It is important to be able to recognize the signs leading up to a personal financial disaster so you can take the necessary steps to avoid a financial catastrophe and get back on track before it’s too late.

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Everything You Need to Know About Credit Reports and Credit Scores

One of the most common mistakes that people make is confusing their credit report with their credit score. In addition, many people do not know what is included in a standard credit report. Being able to understand the two indicators is critical because they both reveal a lot about your financial history and directly impact your financial future. Understanding your credit score and credit report will help you identify financial strengths and weaknesses as well as take steps towards financial stability.

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ACCC provides links to other services but does not endorse non-ACCC websites or validate their content.Marriage often means the communion of two salaries, and it can also mean the compacting of two debts, and—to an extent—an oil-and-water mix of spending habits. What do you do when your spouse is bad with money?

American Consumer Credit Counseling (ACCC) is a nonprofit credit counseling agency offering a free credit counseling service and low-cost debt management program. As a leader among credit counseling companies, we offer access to certified and highly trained debt advisors who provide credit card counseling to help consumers create an effective get out of debt plan. Our counselors can also offer information about the pros and cons of a debt consolidation plan, provide details about debt consolidation for bad credit, and answer questions like "Is debt consolidation good or bad?"

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