If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Resources & Tools

Military Personnel

Servicemembers Civil Relief Act

  • Applies to members of the Uniformed Services, Reservists who have been called to Active Duty and to members of the National Guard called to Active Duty for more than 30 days pursuant to a contingency mission specified by the President or Secretary of Defense
  • Limits the amount of interest that can be collected on debts to 6% per year during the period of military service
  • The interest in excess of 6% per year is forgiven (rather than deferred
  • Applies to all debts incurred prior to the commencement of active duty and includes interest on credit card debt, mortgages, car loans and other debt
  • Does not apply to federal guaranteed student loans, but deferrals may be available
  • Interest rate reduction does not occur automatically; service members must request it in writing and provide a copy of their orders
  • Contact the Judge Advocate (JAG) or Legal Assistance Officer in your unit

ACCC provides links to other services but does not endorse non-ACCC websites or validate their content.


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Dev Tool:

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