If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.

×

ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Bankruptcy

Pre-Bankruptcy Client

Post-Bankruptcy Client

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started

Wait!

You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.

Yes

Student Loan Default Help

Do you need student loan default help?

When you’re dealing with defaulted students loans, you can find student loan default help at American Consumer Credit Counseling (ACCC). We’re a nonprofit organization providing free credit counseling to help people regain control of their finances and make a plan to get out of debt.

Defaulting on student loans brings serious financial consequences. You are generally considered in default if you have not made a student loan payment in 270 days, or about nine months. When you are in default, the entire amount of your loan will be due and payable immediately, and your lender may sue you in court to recover the money. Your wages may be garnished and your credit will be damaged, making it difficult to rent an apartment, get a credit card or buy a car.

At ACCC, our professional credit counselors provide student loan default help and assistance in finding student loan relief. Contact us today for a free credit counseling session to learn more about the types of student loan default help we offer.

Student loan default help from ACCC.

During your credit counseling session via phone or in person, our counselors will work with you to perform a complete review of your financial situation, detailing your income, expenses and assets as well as the kind of student loan default help you may need.

If you are already in default, our specialists in student loan default help will explain your options and assist in putting together a plan to get out of default as quickly as possible. If you are not yet in default, we can provide help with options for private, state and federal student loan relief to avoid defaulting on loans.

Types of student loan default help.

Student loan default help at ACCC may involve:

  • Directing you to private and governmental resources for relief from student debt.
  • Showing you how to repay student loans by setting up a new repayment plan or student loan consolidation plan.
  • Helping to secure deferment or forbearance, enabling you to stop making payments on your student loans for a period of time.
  • Explaining options for forgiveness of your loans. Student loan forgiveness programs are available to borrowers who after graduation decide to enter certain fields like community service, healthcare, teaching or the military.

Learn more about getting student loan default help at ACCC

See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards
creditU

Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

CreditU Apple App Store
Dev Tool:

Request: student-loan-default-help
Matched Rewrite Rule: ([^/]+)(?:/([0-9]+))?/?$
Matched Rewrite Query: name=student-loan-default-help&page=
Loaded Template: single-resource-pages.php