Do you need student loan default help?
When you’re dealing with defaulted students loans, you can find student loan default help at American Consumer Credit Counseling (ACCC). We’re a nonprofit organization providing free credit counseling to help people regain control of their finances and make a plan to get out of debt.
Defaulting on student loans brings serious financial consequences. You are generally considered in default if you have not made a student loan payment in 270 days, or about nine months. When you are in default, the entire amount of your loan will be due and payable immediately, and your lender may sue you in court to recover the money. Your wages may be garnished and your credit will be damaged, making it difficult to rent an apartment, get a credit card or buy a car.
At ACCC, our professional credit counselors provide student loan default help and assistance in finding student loan relief. Contact us today for a free credit counseling session to learn more about the types of student loan default help we offer.
Student loan default help from ACCC.
During your credit counseling session via phone or in person, our counselors will work with you to perform a complete review of your financial situation, detailing your income, expenses and assets as well as the kind of student loan default help you may need.
If you are already in default, our specialists in student loan default help will explain your options and assist in putting together a plan to get out of default as quickly as possible. If you are not yet in default, we can provide help with options for private, state and federal student loan relief to avoid defaulting on loans.
Types of student loan default help.
Student loan default help at ACCC may involve:
- Directing you to private and governmental resources for relief from student debt.
- Showing you how to repay student loans by setting up a new repayment plan or student loan consolidation plan.
- Helping to secure deferment or forbearance, enabling you to stop making payments on your student loans for a period of time.
- Explaining options for forgiveness of your loans. Student loan forgiveness programs are available to borrowers who after graduation decide to enter certain fields like community service, healthcare, teaching or the military.
Learn more about getting student loan default help at ACCC