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Student Loan Services

Get relief from college debt with student loan services.

When college debt is making your life difficult, there are a wide variety of student loan services that can help.

Student debt is a problem for many consumers. Graduates with lots of college loans often find it hard to

repay student loan debt as they are just starting their careers. Many consumers end up paying towards their student loans throughout their 20s, 30s and often into their middle years. These consumers may not be able to reach other financial goals like owning a home, getting married or saving for retirement.

The good news is that there are student loan services available to help with high college debt. When you want to explore your options for student loan services that can help you manage college loans and other debt more easily, American Consumer Credit Counseling (ACCC) can help

Connect with student loan services at ACCC.

ACCC is dedicated to helping consumers find their way out of debt and avoid debt in the future. As a nonprofit organization, we offer free credit counseling, a low-cost debt management plan and free access to educational materials like a financial planning worksheet and budget calculators on our website.

When you contact ACCC for counseling, we’ll first review your financial situation including your income and expenses as well as your assets and debts. Then we’ll present you with all the options and student loan services that make sense for your situation and your financial goals. Whether you want to consolidate student loan debt or renegotiate your student loans payment, our trusted counselors will work with you to build the most effective plan for getting out of debt as soon as possible.

Types of student loan services.

There are many student loan services that may be helpful to you as you work to pay off your college loans. Some of these include:

  • Deferment and forbearance. Your student loan payments may be suspended for a period of time because of economic hardship or military service.
  • A student loan forgiveness program. Certain student loan services enable you to qualify for loan forgiveness when choosing a career in fields such as military service, healthcare, teaching or public service.
  • Loan consolidation. These student loan services enable you to pay off multiple loans that have high or variable interest rates with a single new loan at a low fixed interest rate, helping you to save money and pay off your debt more quickly.
  • Alternative repayment plans. Some student loan services allow you to reduce your monthly payment to a level that works with your budget, or make graduated payments that get larger over time.

Learn more about student loan services at ACCC, and about consolidating private student loans.

American Consumer Credit Counseling (ACCC) is a nonprofit organization that offers free credit counseling as well as financial advice on managing debt, loan consolidation, how to consolidate credit cards and how to consolidate private student loans. Our student loan services include information and educational materials about student debt consolidation, student loan forgiveness and other ways manage student debt and lower a student loan payment. Our highly trained counselors work with our clients to explore all the options for student loan repayment and help select the most effective strategy for student loan relief based on each client’s financial situation and goals.

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member