New Jersey state sealHoboken is a city on the Hudson River in New Jersey. Nicknamed the “Mile Square,” it is a vibrant, walkable place that bursts with youthful, big-city-like energy. With delicious Italian food, live music, boutiques, parks, and beautiful views of New York City, Hoboken is a hub for millennials and hipsters.

With a population of 53,193 people, Hoboken is mainly white, with small ethnic groups including Hispanic, African American, and Asian.

According to the U.S. Census Bureau, the median income for a household in Hoboken in 2015 – 2019 was $147,620, and per capita income was $90,771. 8.7% of the population is in poverty.

24/7 Wall Street ranks New Jersey as one of the states with the most credit card debt (it ranked fourth in the country, ahead of Maryland and behind Virginia). The average credit card balance is $7,151, the cost of living is 13.2% more than the average, and the average credit score is 686. With a higher cost of living, people in Hoboken may need our free resources or a credit counselor’s help in budgeting accordingly while paying off their debt.

American Consumer Credit Counseling is a nonprofit 501 c(3) organization that provides credit counseling services that include a debt management plan, bankruptcy counseling, student loan, and housing counseling, as well as financial education to consumers nationwide. American Consumer Credit Counseling operates in all 50 states and can help consumers in the Hoboken area manage their credit card debt and gain financial peace of mind.


ACCC Hoboken:

221 River Street,
9th Floor,
Hoboken, NJ 07030

Phone: 877-440-1773

3 Reasons to Fill Out Our Form and Speak With an ACCC Certified Credit Counselor:

  1. New Jersey residents have an average of $7,151 in credit card debt
  2. Get a free credit counseling session
  3. Pay off your debt in most cases within five years