If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Benefits of ACCC’s Credit Counseling

Have you found yourself in a situation where credit card debt has become too much to handle yourself? Or maybe you’re having trouble saving for retirement or writing up a budget. If you’re struggling with debt or financial difficulties, ACCC’s credit counseling is here to help you! Here are some of the benefits of choosing ACCC:

If you're trying to pay off debt, get support from ACCC.

If you’re trying to pay off debt, get support from ACCC.

Benefits of ACCC’s Credit Counseling

Help assessing your current financial situation

When you contact an ACCC credit counselor, they will start by helping you evaluate your personal financial situation. They will help you review your income, assets, and expenses. Besides the review, our credit counselors will help you put together a budget. Next, they will explain what steps you can take to deal with your unsecured debt. ACCC provides the counseling session including a budget and action plan at no charge.

Personalized options based on your goals

After the initial credit counseling session, you will be presented with personalized options based on your financial goals. These options may include a debt management program, social service referrals, bankruptcy counseling, or student loan counseling.

Development of financial literacy skills

ACCC has a myriad of free educational materials and resources to help you develop financial literacy skills. In fact, many educational materials are available to download for free!

At the end of the counseling session, you will feel good knowing that there are options available and that you are not alone. Additionally, you can rest assured that ACCC has an A+ rating with the Better Business Bureau. We also have attained a Certificate of Authority in all 50 states.

If you’re struggling to pay off debt, ACCC can help. Schedule a free credit counseling session with us today. 


Madison is a Marketing Communications & Programs Associate at ACCC. She is excited to share her tips on saving money and being financially responsible here on the Talking Cents blog!

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