If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Debt relief company

Choose the right debt relief company.

When you’re in debt, a debt relief company can be a lifesaver. A good debt relief company can help you take control of your finances, provide education on properly managing your money, and help you put together a plan to eliminate unsecured credit card debt and live debt free in the future.

But choosing the right debt relief company is important. While there are many reputable agencies, there are just as many debt reduction companies that are out to make the biggest profit possible. A good debt relief company should charge reasonable fees and waive those fees for financial hardship. And the right debt relief company should be accredited by national organizations, with employee credit counselors who are also accredited by national trade associations.

When looking for a debt relief company that meets all these requirements, more consumers nationwide turn to American Consumer Credit Counseling (ACCC).

ACCC: a nonprofit debt relief company.

ACCC is a nonprofit debt relief company dedicated to helping individuals and families find their way out of debt. In over 25 years in business, we have helped thousands of people just like you settle credit card debt, pay off loans and learn to live life debt free. We provide free credit counseling and low-cost debt management services, and we waive our fees for financial hardship and for members of the United States military.

When you choose ACCC as your debt relief company, our counselors will first evaluate your finances to get a complete picture of your situation. We’ll then discuss all the options available to you, the pros and cons of each one, and help you select the plan that makes the most sense for your debt relief and financial goals.

Why make ACCC your debt relief company?

Here’s why so many consumers have chosen ACCC as their debt relief company:

  • Certified credit counselors. Our counselors have received their credit counseling certification from the National Foundation for Credit Counseling (NFCC) and are experts at helping consumers choose the best plan to get out of debt.
  • Free and inexpensive services. Our initial counseling session is free, and our fees for debt management services are extremely low.
  • Convenience. Our counselors are available to talk with you six days each week in person, or via phone, e-mail and online chat.
  • Education. Our website offers a broad range of educational materials that can help you answer questions such as “How do I budget more effectively?”, “What are debt consolidation qualifications?”, and even “What is credit counseling?”
See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards

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