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The holidays don’t have to be stressful. The key to avoiding both stress and credit card debt this holiday season is creating a budget. If you plan far enough in advance and create a realistic budget, you will be able to prevent yourself from drowning in debt. If you stick to your budget, you will be able to enter the new year debt free and even begin to plan and save for next year. Watch this video to find out how!
Visit ACCC’s Holiday Budgeting center to enjoy an affordable and stress free holiday season this year. Download or print the free Holiday Budget Worksheet featured in the video to help you keep track of all of your expenses including food, gifts, and other supplies. Once you’ve completed your budget, use the Holiday Shopping Checklist to help you stay organized and on budget. Also, check out our tips on saving for the holidays, gift giving, and entertaining to help you put your budget in motion.
Happy New Year!
How am I ever going to pay off all these debts from the holidays?
I can’t let this happen again next year!
If I save just $20 per week from now until Thanksgiving…
$20 X 46 Weeks = I’ll have $920 for Holiday Shopping!
Then I will use this holiday shopping checklist to figure out how much I am going to spend on each person’s gift.
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