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How to Shop for the Holidays Online


Shopping online can be a great way to get gifts for the holidays. You miss the crowds and hassle of malls while still getting your discounts! Take advantage of Cyber Monday this year by following these tips.

  1. Shop smart. It’s very easy to get carried away while shopping online. By using your debit card, you are more apt to stay on budget.
  2. Read reviews. Get the best value for your money by doing some research. Read reviews and do comparison shopping between items. Consider your options before jumping to buy the first thing you see.
  3. Check promotions. Search for promo codes & coupons online. Use discount sites, such as Groupon, for added discounts.
  4. Budget for shipping. Don’t forget to budget for shipping costs in your estimates. Many sites offer free shipping during the holidays. Take advantage or eliminate shipping by subscribing to Amazon Prime trials.
  5. Know return policies. Be aware of what the return policies are for the items you purchase. Make sure you’re able to return something if you change your mind.
  6. Be safe. Consider the importance of your cyber security. Shop from reputable sites only. And secure your computer with up-to-date anti-virus software before shopping!

American Consumer Credit Counseling (ACCC) offers non-profit credit counseling and debt relief programs for consumers nationwide who find themselves drowning in debt and wondering "How do I get out of debt?" Our certified credit counselors have helped thousands of individuals and families learn how to reduce credit card debt and get out of debt through a variety of credit reduction strategies. Our credit card debt consolidation and debt management plans help achieve credit card relief by consolidating credit cards payments to pay credit card debt down more quickly. We also offer bankruptcy counseling, housing counseling and other financial education services.

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member