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Start Planning for Retirement Early

 

Though retirement may be decades away for millennials and young professionals, it is important to invest early and think long term.

The money adds up, so the sooner you start saving, the more you will have in your nest egg to live a comfortable retirement!

Here’s where you can start:

1. Calculate a comfortable nest egg

Know your target dollar amount for your retirement funds.

2. Calculate current spending

Figure out how much you spend annually so you have an idea of how you will most likely spend during retirement.

3. Make changes to current lifestyle

See where you can cut expenses. Do you really need all those premium TV channels?

4. Utilize retirement plans

Start contributing to your 401(k) through your employer if you haven’t already.

5. Meet with a financial advisor

Talking with a professional could help you create and maintain a steady retirement plan.

American Consumer Credit Counseling (ACCC) offers non-profit credit counseling and debt relief programs for consumers nationwide who find themselves drowning in debt and wondering "How do I get out of debt?" Our certified credit counselors have helped thousands of individuals and families learn how to reduce credit card debt and get out of debt through a variety of credit reduction strategies. Our credit card debt consolidation and debt management plans help achieve credit card relief by consolidating credit cards payments to pay credit card debt down more quickly. We also offer bankruptcy counseling, housing counseling and other financial education services.

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