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Oregon residents can call and receive free credit counseling, budgeting advice, and free financial education materials and guidance. There is no obligation to the credit counseling or budget consultation. Sessions are completely free of charge and callers are under no obligation. Callers will be presented with solutions to solve their debt problems and a counselor will help you create a workable budget.

We also offer a debt management plan to qualified individuals.

Oregonians can call our toll free number, or apply online.

Testimonials from Oregon clients

"I definitely felt that ACCC was helpful and has helped me to move in the right direction. I would definitely mention ACCC to a friend if they were having the same problem."
-Laura S.

"Calling was really hard and personally, I felt very ashamed that our finances had gotten so out of control. Every time I called, no matter who I talked to, they made me [feel] valuable and not like a failure. Everyone was so helpful, friendly and kind. You could always tell from the tone in their voice that they really did want to help me."
-Gail M.



1) Oregon residents have an average of $4,773 in credit card debt
2) Get a free credit counseling session
3) Pay off your debt in most cases within five years


American Consumer Credit Counseling (ACCC) is a nonprofit debt relief agency offering consolidated credit counseling and consumer debt solutions. If you have debt to consolidate, we can help you consolidate credit without taking a loan or paying high fees like some debt management companies charge. A fair, effective debt reduction service, our debt management program simplifies your payment responsibilities and often results in reduced interest rates from your creditors. As a leading national debt consolidation firm, ACCC has also been approved by the Department of Justice to provide credit counseling for bankruptcy both the pre-bankruptcy credit counseling certificate and the post-bankruptcy debtor education.

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member