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The Evergreen State is a ruggedly beautiful state, known for its lumber and agriculture. With no personal income tax or corporate income tax, it’s a favored place to live and do business.

But even with a fairly high per capita personal income, its residents still find themselves drowning in debt. The average Washington resident has $5,269 worth of credit card debt and may be in need of credit counseling advice.

Through ACCC, residents of Washington can receive free debt management advice and debt assistance. There is also a debt management plan offered to qualified individuals. There is no obligation to the financial counseling offered by ACCC.

Residents of Washington can call our toll free number, or apply online through our online application.

Testimonials from Washington clients

“I was scared that I would hear judgment during this process, but it was very helpful and valuable information from professional staff. The budget is something I can do after taking a real look at my spending habits. It will not be easy to get to financial freedom and accountability, but at least I have taken steps leading in the right direction.”
-T. M.

"Just want to let you know that your program worked beautifully. We got our feet back under us and continue to manage credit debt successfully. A recent credit bureau report rates both of us at over 790. Thank you for making it possible for us to dig out without sustaining lasting damage to our credit bureau scores.”
-Rick J.



1) Washington residents have an average of $5,269 worth of credit card debt
2) Get a free credit counseling session
3) Pay off your debt in most cases within five years

American Consumer Credit Counseling (ACCC) is a leading source for personalized debt management advice and programs to consolidate your debt. If you are interested in consolidating debts, contact one of ACCC's credit advisors to learn how to consolidate bills without having to take a consolidation loan as would be suggested by some other debt relief agencies. As a Better Business Bureau accredited credit counseling agency, you can count on ACCC for fair and honest help with credit issues. We are also approved by the Department of Justice to provide pre-bankruptcy counseling and post-bankruptcy credit counseling courses.

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member