ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Bankruptcy

Pre-Bankruptcy Client

Post-Bankruptcy Client

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started

Wait!

You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.

Yes

Does Technology Bust Your Budget?

does technology bust your budgetIn recent years, technology has become more of a “need” than a “want”. Not having your phone 2 feet away can literally take you into panic mode! Or the inability to be connected to the internet is a shocker! However, all of these advancements also have an impact on our personal finances and the ability to pay off debts. So, does technology bust your budget? If so, how do we tackle this situation? Let’s find out.

Does Technology Bust Your Budget?

It feels like the truth when we say cable, internet and cell phones are as important as housing or food. However, these are actually luxuries of convenience. Using your phone to shop online or to browse through 200+ channels on cable isn’t a necessity! What you need to remember is that while technology is a great tool, it’s also a source of accumulating consumer debt. Purchasing tech devices or associated services are more often than not impulsive. Therefore, it directly impacts your ability to maintain discipline on your budget.

The point is, you need to make informed decisions about how and to what extent you use technology. Do you really need those extra TV channels or can you do with a $9.99 streaming service? Do you really need that big data plan on your phone or can you discipline yourself to minimize data usage when you don’t have Wi-Fi? Do you have the guts to delete those convenient store apps off your phone so that you would control your impulse shopping?

Directly and indirectly, technology bust your budget. In order to successfully manage your finances, you still want to practice basic principles like budgeting, expense tracking, and more. However, you also need to have measures to control your urge to spend with technological advancements.

Your financial behavior and your attitude will help you get out of debt fast.

In the process, if you need assistance, speak with a certified counselor at ACCC today! Call 800-769-3571. 

ABOUT AUTHOR / Dilini

Dilini is a Marketing Communications & Programs Associate at ACCC. To anyone, managing finances can be a real challenge! Any tips and tricks to help get through this are great! Dilini will share her experiences, tips, and tricks along the way through the Talking Cents blog. Stay tuned!

View all author posts →

Dev Tool:

Request: blog/does-technology-bust-your-budget
Matched Rewrite Rule: blog/([^/]+)/?$
Matched Rewrite Query: post_type=post&name=does-technology-bust-your-budget
Loaded Template: single.php