If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started


You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.


Financial Benefits of Curbside Grocery Pick-Up

Many of the major grocery stores now offer customers curbside pick-up. Time saved is one of the most obvious benefits. However, this service also offers great financial benefits. Learn more about the financial benefits of curbside grocery pick-up to help you stay on budget

See how curbside grocery pick-up can be helpful when you're paying off debt.

See how curbside grocery pick-up can be helpful when you’re paying off debt.

Financial Benefits of Curbside Grocery Pick-Up

Personally, I have used two different curbside services. My family uses it as our primary means of grocery shopping. We love it. Below, I will give you insight into my experience. All these services are different, but I bet they all have some similarities in how they operate. So keep that in mind as you test out your local pick-up service.

Here are the reasons why we love it and how it’s helped our budget (which is important if you’re trying to pay off debt).

  • First, there is no need to clip coupons! The coupons are loaded on the grocery store app.
  • You can watch TV and order. It takes longer, but totally doable. Relax and take care of business.
  • Takes way less time out of the home. We have younger kids and long grocery trips are hard on them.
  • You can shop during peak times without having to deal with the in-store commotion.
  • Staying in your car and listening to music while they cart it out makes you feel pretty, pretty cool.
  • It forces us to meal plan and chooses the items we need.
  • We can check the kitchen as we compile the cart- do we really need onions? What spices are we out of now? No more bananas!
  • Impulse buys are off the table.
  • We stay on budget.

The last reason is the best reason to try curbside grocery pick-up. We struggled month after month to stay on budget. No matter what we did, we always overspent, scrambling at the end of the month.

Finally, we found the best way to stay within our grocery budget: pick-up service. We shop from the comfort of our home, schedule the time we want to shop and think through our meals and needs for the week ahead. Plus, we can focus on paying off debt rather than building it back up.

While it does take time to meal plan and select items, most services show you favorited items or even allows you to use the last order as a starting point. Additionally, knowing the dollar amount of each item and the running total in real-time allows us to remove items from the cart and know we can’t buy extra drinks or treats. Consider using this service to save time and money at the grocery store.

If you struggling with debt, sign up for a free credit counseling session with us today.


Michelle is a regular contributor to Talking Cents. She has taken several financial courses on debt management and is ready to circulate what she has learned from them as well as lessons from her own life- family to DIY projects to student loan debt.

View all author posts →


Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

CreditU Apple App Store
Dev Tool:

Request: blog/financial-benefits-of-curbside-grocery-pick-up
Matched Rewrite Rule: blog/([^/]+)/?$
Matched Rewrite Query: post_type=post&name=financial-benefits-of-curbside-grocery-pick-up
Loaded Template: single.php