If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.


ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started


You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.


Where can I get a debt consolidation loan

“Where can I get a debt consolidation loan?” That’s one of the most frequent questions asked by consumers who owe a lot of money to a lot of creditors. Debt consolidation loans, also known as bill consolidation loans, help to simplify your finances by taking out one new loan to pay off a number of other debts. The advantage is that with just one payment to make each month, you’ll likely find it easier to stay current with your payments. And if the interest rate on the new loan is lower than the interest rates on your other debts, you’ll save money on interest as well.

Where can I get a debt consolidation loan?:

Debt consolidation loans are available from debt consolidation companies which come in both nonprofit and for-profit varieties. Consider speaking with a credit counselor like those employed at ACCC for financial advice on selecting the debt consolidation loan best for you.

Where can I get a debt consolidation loan that will prevent me from falling back into debt?

But rather than asking “Where can I get a debt consolidation loan?”, the real question should be “Is a debt consolidation loan right for me?” Debt consolidation does not help solve money problems for every consumer, and many people end up still owing a lot of money a year or two after consolidating debt. That’s why the debt consolidation business is so profitable for many companies.

Where can I get a debt consolidation loan if I have bad credit?

Consumers with poor credit often want to know “Where can I get a debt consolidation loan if my credit rating is bad?” There are companies that offer debt consolidation loans for bad credit, but the debt consolidation rates on these loans can be quite high, which may prevent you from being able to pay off your debt as quickly as you want to.

Where can I find an alternative to a debt consolidation loan?

American Consumer Credit Counseling (ACCC) is a nonprofit agency that offers free credit counseling and low-cost debt management services for consumers who are determined to get out of debt. Our certified credit counselors can help you understand all your options for paying off your loans and debts, and help you choose the debt relief strategy that will be most effective for your situation.

Contact a certified credit counselor at ACCC to get answers to questions like “Where can I get a debt consolidation loan?”, “How do I pay off credit card bills?” and “How do I consolidate loans?”

See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards

Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

CreditU Apple App Store
Dev Tool:

Request: where-can-i-get-a-debt-consolidation-loan
Matched Rewrite Rule: ([^/]+)(?:/([0-9]+))?/?$
Matched Rewrite Query: name=where-can-i-get-a-debt-consolidation-loan&page=
Loaded Template: single-resource-pages.php