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Debt Management Credit Counseling

Debt management credit counseling can help you get out of debt faster.

When you’re having trouble paying down your debt, debt management credit counseling can help.

Debt management credit counseling offers an effective way of managing your debt and paying it off as quickly as possible. Rather than choosing bankruptcy which can damage your credit rating, or an online debt consolidation plan which requires taking out a new loan, debt management credit counseling helps you put together a budget and plan to pay down your debt over time – and then helps you stick to it.

The most important thing in choosing a credit counseling service or a debt management service is finding an agency you can trust – preferably a nonprofit that’s dedicated to your financial well-being rather than to making a profit. That’s why so many individuals and families turn to credit debt counseling from American Consumer Credit Counseling (ACCC).

Debt management credit counseling from ACCC.

ACCC is a nonprofit agency that has been helping consumers find their way out of debt since 1991. Today, we offer free credit counseling and a debt management program with fees that are among the lowest in the industry.

When you come to ACCC for debt management credit counseling, your first session is free of charge. At that time, our highly trained credit counselors will analyze your current situation and provide a list of options to help you get out of debt and achieve your financial goals. If a debt management plan makes sense, we’ll help you enroll and we’ll walk you through every step of the program.

In addition to debt management credit counseling, our credit counselors can answer questions about options for handling debt, such as “What are the pros and cons of debt settlement?” and is “Debt consolidation: good or bad?” And we can direct you to a wealth of educational resources on our website that can help you learn to manage money more effectively.

How ACCC’s debt management credit counseling works.

Debt management credit counseling at ACCC involves creating a plan to pay off your debt and a manageable budget you can live with while you’re on the road to a debt-free future.

Our debt management credit counseling service also includes proposals to your creditors to lower monthly interest rates, to re-age your accounts or to accept a lower monthly payment. Once your creditors have responded, our debt management credit counseling specialists set up an account where you’ll make one monthly payment and we’ll take care of paying all of your credit cards bills from that account. Not only will you be able to simplify your finances and reduce your stress, but we’ll help to make sure your bills are paid on time each month and enable you to get out of debt faster.

Learn more about debt management credit counseling and ACCC.

 American Consumer Credit Counseling (ACCC) provides non-profit credit counseling, financial education, debt relief consolidation and debt reduction services for consumers nationwide. We offer free credit counseling to help individuals and families learn how to pay down credit card debt and how to eliminate debt altogether. As an alternative to expensive unsecured debt consolidation programs for settling credit card debt, our debt management programs help consumers pay off debts and manage credit card debt more quickly by consolidating payments. We also offer debt negotiation services to help reduce finance charges and interest rates. And our financial education services show consumer how to manage money more effectively and how to get rid of credit card debt more quickly – usually in five years or less.

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member