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Debt Management Program

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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Credit debt

Problems with credit debt?

Trying to manage large amounts of credit card debt can be overwhelming. Some days it seems like you may never be able to catch up financially. While there are many firms specializing in credit debt relief, it’s hard to tell the legitimate companies from the scams.

The good news is that there are lots of credit debt resources available for people just like you who are trying to get out of debt and live debt-free in the future. From debt management programs to debt consolidation and debt relief loans, you probably have more options available to you than you think.

For help deciding which path will get you out of debt most quickly, contact the professional credit counselors at American Consumer Credit Counseling (ACCC). As a nonprofit organization dedicated to helping consumers manage money more effectively, we offer free credit counseling and low-cost of debt management services that can help to solve your credit debt problems.

Get solid advice about credit debt with ACCC.

At ACCC, our highly trained counselors are experts at helping you get a clear understanding of your financial situation. They will be working with you to choose a credit debt strategy that makes the most sense for your financial goals. We’re available six days a week by phone or in person. During your free credit counseling session, we’ll detail all the options available to you and provide recommendations about the best way to manage your credit debt situation.

Our counselors can point you to a variety of free educational resources on our website and they can answer all your questions about debt, providing information about how to consolidate credit cards, how to create a budget, how to save for retirement and more.

Depending on your financial situation, you may be able to enroll in a debt management program that can help you simplify your finances and pay off debt more quickly — usually within five years or less.

Why come to ACCC for help with credit debt?

When you come to ACCC for help with your credit debt crisis, you will:

Save money. In addition to free credit counseling, we offer debt management services with fees that are among the lowest in the industry.

Enjoy greater convenience. Our counselors can manage all aspects of your credit debt solution, from reviewing your financial situation to making monthly payments to your creditors.

Benefit from our expertise. We have been helping individuals and families find their way out of debt for more than two decades and can offer advice on everything from personal debt consolidation loan to bankruptcy to managing your personal finances more effectively.

Learn more about credit debt solutions from ACCC, and get answers to questions like “Where can I get a debt consolidation loan?” and “What’s the best way to manage credit card debt?”

See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards

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