Skip to Content

Debt counselors

Solve your financial problems with help from debt counselors.

Debt counselors are a vital resource to anyone saddled with mountains of debt or trying to pay down high credit card balances.

Many consumers find themselves deeply in debt at some point in their lives. Whether it’s due to unforeseen circumstances or unfortunate financial decisions, living with crippling debt can prevent you from reaching goals like owning a home, paying for college or saving for retirement.

Debt counselors can help you make a plan to get out of debt and connect you with resources that may be helpful along the way.

When choosing a debt relief counseling agency, it’s important to look for a reputable company – usually a nonprofit – that has been in business for at least seven years, is accredited and licensed, and provides access to certified debt counselors. That’s why so many consumers turn to debt counselors with American Consumer Credit Counseling (ACCC).

ACCC offers highly trained and certified debt counselors.

Since 1991, the debt counselors at ACCC have helped individuals and families nationwide to take control of their finances and eliminate their debt. As a nonprofit, we are able to provide free credit counseling along with low-cost debt management and financial services. Our debt counselors are available six days each week to speak with you in person and over the phone.

With ACCC, you get:

  • Expert advice about the various methods for paying off debt, including debt management, a debt settlement agreement, legitimate debt consolidation and more.
  • Highly trained and certified debt counselors who will work with you until your financial problems are solved.
  • A nonprofit agency with an A+ rating from the Better Business Bureau, with Certificates of Authority in all 50 states and with licenses in every state that requires it.

What our debt counselors can do for you.

When you seek advice from debt counselors at ACCC, we’ll first help you evaluate your financial situation and review your income, expenses and assets. We’ll lay out all the options for paying down your debt, personalized for you based on your financial goals. And we’ll answer all your questions about getting out of debt, including strategies for debt consolidation and credit repair, how to consolidate debt with bad credit, and what life after bankruptcy looks like.

Finally, we will help you set a budget and make a plan for paying down your debts, and we’ll be available to provide support as you work to make your plan a reality.

Learn more about working with debt counselors from ACCC.

American Consumer Credit Counseling (ACCC) provides non-profit credit counseling, debt relief, and debt elimination services for consumers nationwide. We offer free credit counseling to help consumers identify the right debt reduction program or debt solution for their unique situation. Since 1991, our certified credit counselors have helped thousands of individuals and families learn how to pay off a credit card balance and how to get out of debt fast through programs designed to payoff credit card debt within five years. Our debt management programs consolidate card credit debt payments and help reduce interest rates and finances charges, reducing the time it takes for getting rid of debt. And we offer comprehensive financial education services where consumers can get answers to questions like "How do I create a budget?", "What is debt consolidation?" and "How can I avoid debt in the future?"

American Consumer Credit Counseling - Consolidate Debts - Better Business Bureau American Consumer Credit Counseling - Consolidate Debts - Mass Housing Approved National Industry Standards for Homeownership Education and Counseling American Consumer Credit Counseling - Consolidate Debts  - Council on Accreditation American Consumer Credit Counseling - Consolidate Debts  - NFCC Member